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The Kingdom Bank's Newest Feature: Fiat and Crypto Overdraft

Nov 28, 2025

The Kingdom Bank's Newest Feature: Fiat and Crypto Overdraft

We are pleased to announce a new feature that seamlessly integrates financial flow into your digital banking experience: fiat and crypto overdrafts are now available!

Combining the speed of digital banking with reliable systems, The Kingdom Bank has launched fiat and crypto overdraft feature. Now, our customers can conduct transactions even when their account balance is insufficient. This provides a more seamless and user-focused banking experience.

Moreover, we are proud to announce that we are the first bank to offer this feature for both fiat and crypto assets.

What is Fiat and Crypto Overdraft?

Overdraft is a feature that allows you to spend and transfer within a predefined limit even if you don't have sufficient funds in your bank account. 

Thanks to this feature:

  • You can continue to transact even if your balance is insufficient.
  • It works with an instant credit principle. - No waiting, no approval process.
  • The overdraft limit is determined by the customer after the one-time approval.
  • Both crypto and fiat overdrafts can be performed from a single account.

Fiat and Crypto Overdraft from a Single Account: Only at The Kingdom Bank!

Many banks have offered fiat overdraft, but The Kingdom Bank is the first digital bank to enable crypto overdraft.

With this feature, we are building a stronger ecosystem for our customers and enabling them to manage their assets in real time.

Thanks to our new fiat and crypto overdraft feature, from now on:

  • Your transactions won't stop.
  • Opportunities won't be missed.
  • Payments won't be delayed.
  • Your financial flow will always continue.

Create your account with The Kingdom Bank now and take full control of managing your fiat and digital assets! 

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